Newsletter 26 March 2020
I hope this finds you and your family safe and well.
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First Home buyers incentives
During this challenging time, I want to let you know that :
⦁ I understand we are headed for either "the worst of times or the best of times" for all of us.
I am very much still open for you -
⦁ as you might remember -I have always been paperless, online and work remotely.
⦁ Video or phone call. My business has technology platforms to enable us to do business efficiently without the need for face to face interaction.
⦁ Enquiry levels have not dropped. The banks are an essential service, and besides some small processing "speed bumps"/delays, are still powering along full steam.
Do you need a review of your lending and update on best practices?
Some people will be looking into financial uncertainty or financial opportunity. I am available to assist you in managing this.
I want to help you understand the financial uncertainty:
⦁ redraw facilities, offset accounts,
⦁ increase or create buffer in your loans
⦁ your rights in regard to mortgage 'repayment holidays',
⦁ loan protection and redundancy insurance(one month waiting period)
⦁ or applying for financial hardship with your bank, You aren't alone. There is help. Here is the link from ABA for their hardship contact https://www.ausbanking.org.au/campaigns/financial-hardship/
I want to help you understand the financial opportunity and prepare:
⦁ leverage - to release the equity in your property to invest
⦁ "sell" your property to the bank, whilst property prices are stable
⦁ apply for loans now whilst there is no unforeseeable circumstances
Take the time to book a video or phone call with me in the coming week.
As the COVID-19 (coronavirus) situation evolves, we are ensuring the safety, health and welfare of our team, our clients and others with whom we interact, by following official Australian Government advice.
Australian Government Health Department website for the latest and most accurate information.
I can help you navigate lenders fast-moving policy changes:
Banks and lenders are quickly making changes to their requirements to adapt to these unique times we find ourselves in. I am in regular communication with banks and lenders so that I can be across these changes and help you navigate them.
⦁ Fixed rates from 2.09% (n/a% comparison rate) 2yr owner occupied P&I. current 25March2020
⦁ Variable rates 2.69% (2.71% comparison rate) owner occupied P&I
⦁ refinance rebates up to $4000 or $2000/property with selected lenders
As the COVID-19 (coronavirus) situation evolves, we are ensuring the safety, health and welfare of our team, our clients and others with whom we interact, by following official Australian Government advice.
Australian Government Health Department website for the latest and most accurate information.
We are here to help - please just let me know.
Additionally - First home buyers are well looked after:
Here is a link to First Home buyers incentives4 Great Government Incentives Every First Home Buyer Should Know Read more